Finbud Financial Services Ltd IPO is opening on 6 November 2025. It offers a price band of ₹140–₹142 per share with a minimum application of 2 lots. Read complete IPO details, company profile, financials, objectives, dates, lot size, GMP price, and more in simple language.
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IN THIS ARTICLE
About the Company – Finbud Financial Services Ltd
Finbud Financial Services Ltd is a technology-driven financial services company that helps customers compare and apply for loans from different banks and NBFCs. It offers personal loans, business loans, home loans, vehicle loans, and financial advisory services. The company works with a strong digital platform while also supporting customers through physical branches and agents.
Key Features of the Company
- Uses both physical and digital platforms to deliver financial services.
- Provides loan aggregation and advisory services.
- Has a strong network of financial institutions and lending partners.
- Backed by reputed investors like Ashish Kacholia and MS Dhoni Family Office.
- Focus on expanding digital reach and rural financial services.
Finbud Financial Services Ltd IPO Details
Finbud Financial SME IPO is a Book Building Issue and fully a fresh issue. The entire proceeds will be used by the company for expansion and business development.
IPO Details Table
| Particular | Details |
|---|---|
| IPO Type | SME Book Building Issue |
| Issue Size | 50,48,000 shares (₹71.68 Crore) |
| Issue Type | Fresh Issue |
| Price Band | ₹140 – ₹142 per share |
| Face Value | ₹10 per share |
| Listing Exchange | NSE SME |
| Market Lot | 1,000 Shares |
Source: https://www.finbudfinancial.com/
Short Summary
This IPO allows investors to apply in minimum 2 lots for retail category. All the raised funds will go directly to the company for working capital, subsidiary investment, marketing, and corporate use.
IPO Objectives
The company plans to use the IPO money for business expansion and operational growth.
Objective Details
| Objective | Purpose |
|---|---|
| Working Capital | To meet day-to-day financial needs |
| Subsidiary Investment | To invest in a wholly owned subsidiary |
| Business Development | Marketing, expansion of branches, technology upgrades |
| General Corporate Use | Administrative and corporate expenses |
Important IPO Dates
Investors must follow the timeline to apply for this IPO within the given period.
| Event | Date |
|---|---|
| IPO Open Date | 6 November 2025 |
| IPO Close Date | 10 November 2025 |
| Allotment Date | 11 November 2025 |
| Refund Initiation | 12 November 2025 |
| Shares Credit to Demat | 12 November 2025 |
| Listing Date | 13 November 2025 |
Lot Size and Application Amount
Retail and HNI investors must apply as per minimum lot rules.
| Investor Type | Minimum Lots | Shares | Amount (₹142 price) |
|---|---|---|---|
| Retail Investor | 2 | 2,000 | ₹2,84,000 |
| S-HNI | 3 | 3,000 | ₹4,26,000 |
| B-HNI | 8 | 8,000 | ₹11,36,000 |
Short Summary
Retail investors cannot apply for a single lot. The minimum application is 2 lots. This high entry amount makes it suitable only for serious investors.
Promoters and Investors
Promoters of Finbud Financial
- Parth Pande
- Vivek Bhatia
- Parag Agarwal
| Shareholding | Percentage |
|---|---|
| Pre-Issue Promoter Holding | 64.92% |
| Post-Issue Total Shares | 1,90,49,480 Shares |
Key Investors Before IPO
- Ashish Kacholia
- MS Dhoni Family Office
Financial Statements
Finbud Financial Services has shown growth in revenue, profit, and net worth over recent years.
Financial Performance Summary
| Financial Year | Total Income (₹ Cr) | PAT (₹ Cr) | Assets (₹ Cr) | Net Worth (₹ Cr) | Borrowings (₹ Cr) |
|---|---|---|---|---|---|
| FY 2023 | 135.57 | 1.83 | 27.47 | 6.13 | 7.40 |
| FY 2024 | 190.28 | 5.66 | 44.97 | 11.79 | 12.43 |
| FY 2025 | 223.50 | 8.50 | 68.93 | 35.98 | 18.51 |
Financial Analysis
- Revenue increased by 17 percent from FY24 to FY25.
- Profit After Tax increased by nearly 50 percent in the same period.
- Net worth grew significantly to ₹35.98 crore in FY25, showing strong internal growth.
- Borrowings are increasing but are still stable for expansion purposes.
Grey Market Premium (GMP)
As of the latest available information, the GMP (Grey Market Premium) for Finbud Financial IPO is not officially confirmed. GMP depends on market demand, subscription levels, and investor sentiment. Investors should track updated GMP data before listing for better decision-making.
Here are 5 simple and clear FAQs about the Finbud Financial Services Ltd SME IPO:
FAQs
What does Finbud Financial Services Ltd do?
Finbud Financial Services Ltd is a fintech company that provides loan comparison, loan processing, and financial advisory services through both digital and physical models
2. When is the Finbud Financial SME IPO open for subscription?
The IPO will open on 6 November 2025 and close on 10 November 2025.
3. What is the price band for this IPO?
The price band is fixed between ₹140 to ₹142 per share.
4. What is the minimum investment required in this IPO?
Retail investors must apply for at least 2 lots, which is 2,000 shares, costing ₹2,84,000 at the upper price band
5. How will the company use the IPO funds?
The IPO proceeds will be used for working capital needs, investment in a subsidiary, marketing and business expansion, and general corporate purposes.
Conclusion
Finbud Financial Services Ltd SME IPO offers an opportunity to invest in a growing fintech company that operates in both digital and physical formats. The company has shown strong financial performance, stable promoter shareholding, and support from reputed investors. It is expanding its network and digital services, which shows long-term growth potential.
Disclaimer
This post is for educational and informational purposes only. It should not be treated as investment advice. Please consult a certified financial advisor before making any investment.
